Privacy Policy

This Privacy Policy sets out how AboutUnsecuredLoansUK will use your personal and non-personal data that is either provided by you or that you authorise us to request from 3rd parties. 

 We reserve the right to update or modify this policy at any time, with or without notice Throughout this Policy “Us”, “We” and “Our” means AboutUnsecuredLoansUK and “You” and “Your” means the user of the website or any other service offered by AboutUnsecuredLoansUK. This Policy, along with our “Website Terms & Conditions” forms part of the agreement you make when you use our services. If you do not agree with any part of this Policy or the Website Terms and Conditions please do not continue to use this site.

 The information we may collect about you We may collect, store and process the following about you: Information passed to us from other lenders, lead generators or credit brokers. 

Correspondence sent to or received by us from you or other third parties in relation to you, your application or your loan, including system notes made following such communications (please note that calls may be recorded and/or monitored for our protection and yours). Details given by you if we invite you to take part in a survey (of course you will not be obliged to take part). Details of when you have visited our website and what you have done while there.

 Anything else that we can justifiably and legally collect as part of our dealings with you. Storing and transmitting your information When you entrust us with your data we will aim to protect it as if it were our own. All data is stored on our secure servers where access is restricted to people and organisations that we have carefully assessed and deem suitable. For extra security, some of the data is also encrypted. When your data has to be transmitted to external agencies, whether in the EEA or outside, these are carefully assessed to ensure that they have a security standard at or greater than the UK.

 Data is then transmitted via secure methods. Use of your information: By agreeing to this Privacy Policy you agree to us using your information in the following ways: When you visit, register or access services on the Website you may be asked to provide certain information about yourself including your name and contact details. We may also collect information about your usage of our Website as well as information about you from messages you post to the website and e-mails or letters you send to us.

 Your information will enable us to provide you with access to all parts of our Website and to supply the services and advice you require. We will also use and analyse the information we collect so that we can administer, support, improve and develop our business. In particular, we may use your information to contact you for your views on our services and to notify you occasionally about important changes or developments to the Website or our services. Further, where you have consented, we might also use your information to let you know about other products and services we offer, those that other members of AboutUnsecuredLoansUK offer as well as those of carefully selected third parties which may be of interest to you and we may contact you by post, as well as by e-mail. 

If you change your mind about being contacted in the future, please let us know. The information you provide to us will be held on our computers and may be accessed by or given to our staff for the purposes set out in this policy or for other purposes approved by you. Those parties process information and provide support services on our behalf. We may also pass aggregate information on the usage of our site to third parties but this will not include information that can be used to identify you. Finally, if our business enters into a joint venture with or is sold to or merged with another business entity, your information may be disclosed to our new business partners or owners. Countries outside the European Economic Area do not always have strong data protection laws. However, we will always take steps to ensure that your information is used by third parties in accordance with this policy.

 Unless required to do so by law, we will not otherwise share, sell or distribute any of the information you provide to us without your consent. Special Note About Google Advertising Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Learn how to opt out of Google's cookie usage by visiting opt me out. As mentioned above, any tracking done by Google through cookies and other mechanisms is subject to Google's own privacy policies. 

 Cookies and how we use them A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps web applications to respond to you as an individual by gathering and remembering information about your preferences and which pages you visit. A cookie in no way gives us access to your computer or any information about you, other than the information you choose to share with us.

We use cookies to collect information about your computer, including, where available, your IP address, operating system and browser type, for system administration and to report information to our advertisers. In addition to using cookies, we might also use web tools to collect information about your browsing activities whilst on our website. In this respect the information that is provided is similar to the information supplied by cookies, and we use it for the same purpose. Any information that we acquire about you using cookies or web tools is subject to the same restrictions and conditions as any other information we collect about you. 

 The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 require that cookies can only be placed on a computer where the user has given their express consent. If you set your web browser to decline their use, you will have only limited functionality in the use of our Site. When you first access our Site, we will provide you with information on the cookies we use in a header bar.

 We will take your continued use of the Site as acceptance of our use of cookies You are entitled to see the information held about you and you may ask us to make any necessary changes to ensure that it is accurate and kept up to date. If you wish to do this, please contact us.

 We are entitled by law to charge an administration fee (currently £10) to meet our costs in providing you with details of the information we hold about you.

 Any changes to our privacy policy in the future will be posted to the site and, where appropriate, through e-mail notification. All comments, queries and requests relating to our use of your information are welcomed and should be addressed to

Updated February 2015

Loan Information:

When will interest rates rise? 

Possibly February 2016 

What is the rate of inflation?

The average rate of inflation for 2015 will be 0.5%. This has been the lowest for 14 years.

What is the Enterprise Finance Guarentee?

Funded by the tax-payer, it was set up in 2009 to help small business who maybe experiencing difficulties obtaining credit.

How do UK lending providers contribute to economic recovery?

By offering services of consumer borrowing and the housing market loans.